Terms of Purchase and Use Agreement

Thank you for your interest in our products, services, and content. These Terms of Purchase (referred to as the “Terms” or this “Agreement”) govern your purchase and use of any products, services, or materials made available through www.dandtfasteners.com, including but not limited to digital downloads, templates, contract forms, courses, webinars, trainings, workbooks, guides, toolkits, checklists, and any other electronic or downloadable content (collectively, the “Products”).

By making a purchase through our Site, you acknowledge that you have read, understood, and agree to be bound by these Terms. We strongly encourage you to review this Agreement in full prior to making any purchase. If you do not agree to these Terms, you must not access, use, or purchase any Product. These Terms are effective and binding as of the date of your purchase and shall remain in effect for the duration of your authorized use of the Products.

  1. General Terms. This Agreement is between You (“Purchaser”, “You”, “Your”) and D&T Inc. dba: D&T Enterprises (also referred to herein as “Company”, “We”, “Us”, “Our”). These Terms of Purchase (“Terms”) shall apply to your purchase of any products or services through this website, www.dandtfasteners.com, or any related domains or subdomains (the “Sites”). You and D&T Inc. dba: D&T Enterprises are collectively referred to herein as the “Parties.”

  2. Formation of a Contract. By clicking “Add to Cart,” “Buy Now,” or any other phrase, submitting payment electronically or in-person, or otherwise subscribing or purchasing any Product(s), you are entering into a binding and legally enforceable agreement and expressly agreeing to comply with and be bound to these Terms of Purchase and Use, together with the Terms of Use and our Privacy Policy, all of which are hereby incorporated by reference (collectively, the "Terms").

  3. Your Representations. By accessing, downloading, or using any Product, you affirm that (a) you agree to these Terms in full; (b) you are at least eighteen (18) years old or have the legal capacity to enter into a binding agreement; and (c) you are not barred from purchasing or using the Products under any applicable law, regulation, or governmental order.

  4. Taxes and Other Charges. You are solely responsible for all applicable sales, use, value-added, or other taxes, duties, fees, or charges imposed by any governmental authority in connection with your purchase of any Product. If such amounts are not collected at the time of purchase, you remain fully responsible for their payment and for compliance with any applicable tax reporting obligations.

  5. Payment and Billing. All purchases must be paid in full at the time of purchase. By providing the Company with your preferred payment method, you represent that you: (i) are authorized to use, and (ii) authorize the Company to charge that payment method (the “Authorized Payment Method”) for any fees related to your purchase of the Products, including without limitation fees relating to any paid feature of the Website and/or subscription service of the Company in which you have chosen to enroll (collectively, the “Fees”). If you are taking advantage of any limited time trial-period offer and you do not cancel the service on or before the last day of the trial period, you are authorizing us to charge your payment method for the service. Unless otherwise indicated, all Fees are in United States Dollars (USD). If any payment attempt is declined or otherwise fails for any reason, We may, and You authorize us to, make additional attempts to process the payment using the same payment method.

  6. Refund and Exchange Policy. All Claims must be presented within 14 days of receipt of goods. All Returns must be in original packaging, unaltered and entire order quantity must be available to surrender if requested. Customer will be responsible for all shipping cost to D&T Inc. dba: D&T Enterprises. There will be a 20% restocking fee for all returned goods.

  7. Chargebacks. You agree not to initiate any chargeback, payment dispute, or reverse any payment (collectively referred to as a “Chargeback”) without first providing D&T Inc. dba: D&T Enterprises with written notice of the issue and a reasonable opportunity to resolve the matter. If You initiate a Chargeback in violation of this provision, you Shall be responsible for the original amount due, as well as any Chargeback fees, collection, costs and reasonable attorney’s fees incurred by Us in responding to or defending against the Chargeback. In the event of a Chargeback or other financial dispute, we reserve the right to present these Terms, all related communications, your purchase history, and any additional relevant evidence (including IP logs, download records, and access timestamps) to your financial institution, any payment processor, or any investigative agency. We also reserve the right to revoke access to any purchased materials or services and to pursue further collection efforts as permitted by law.

  8. Promotions and Discounts. We may offer promotions, limited time offers, bonuses, or discounts (“Promotions”) to potential customers from time-to-time via advertising and marketing. You are entitled to the Promotion offered at the time of purchase. Promotions are offered manually and/or through automated campaigns at any given time and are not guaranteed to be available when you make a purchase through the Site. We reserve the right to change or alter any Promotions at any time and at our sole discretion. If you made a purchase of our Products prior to any associated Promotions, we are unable to honor the new offer.

  9. Intellectual Property. All Products are the intellectual property of and are owned by D&T Inc. dba: D&T Enterprises. Nothing in these Terms transfers or shall be construed as transferring any intellectual property ownership rights beyond the limited license described in these Terms. You are granted only a limited license to use the Product(s) in accordance with these terms. We reserve all rights not expressly granted to you.

  10. License and Usage Rights. So long as You comply with these Terms, Your purchase grants You a limited, non-exclusive, non-transferable, single-use license to access and use the product solely for Your personal or internal business use. This license does not permit you to share, reproduce, distribute, sublicense, sell, or otherwise exploit the Product(s) for commercial purposes beyond the scope of your own business operations.

    Unless explicitly stated otherwise in writing, you may not (a) Share the product with clients, colleagues, or other third parties; (b) Reproduce or publish the product or its contents in whole or in part; (c) Resell or redistribute the product, whether for profit or otherwise; or (d) Remove or obscure any proprietary notices, branding, or disclaimers contained in the product. Unauthorized use of any product or violation of these terms may result in the immediate revocation of your access without refund and may also result in legal action.

    You may make edits and completions to any forms or other Product(s) only to the extent necessary to implement them in your own business, consistent with the scope of the license provided. You are not permitted to modify the Product(s) in any other way, including but not limited to removing branding or proprietary language, altering legal content, or adapting the material for use by or distribution to third parties. Permission to modify the Product(s) for permitted use does not grant you ownership of the Product(s) or any intellectual property rights therein, including any rights to derivative works. All intellectual property rights, including copyrights and proprietary content, remain exclusively owned by the Company.

    If you violate this license by selling, gifting, or otherwise providing unauthorized access to any Product(s), we reserve the right to invoice you for each unauthorized use or license based on our standard licensing fees; Revoke your access to the Product(s) immediately and permanently, without refund; and/or Pursue legal action to recover damages, enforce our intellectual property rights, and obtain all remedies available under law.

  11. Disclaimer. All Products and related content are provided solely for informational and educational purposes. They do not constitute legal, medical, financial, or other professional advice, and no professional-client relationship is formed by your use or purchase of the Products. D&T Inc. dba: D&T Enterprises expressly disclaims all liability for any reliance placed on the Products or any decisions or actions taken based on their content. Use of the Products is entirely at your own risk. You assume full responsibility for any decisions or actions you take based on your use of the Products and for the consequences thereof.

    You acknowledge and agree that the Products are general in nature and may not be suitable or applicable to your specific circumstances. You are solely responsible for determining whether the Products are appropriate for your needs and for seeking independent professional advice where necessary.

    D&T Inc. dba: D&T Enterprises makes no representations or warranties, express or implied, as to the accuracy, completeness, or suitability of the Products for any particular purpose. We expressly disclaim any and all liability for any loss, damage, or harm, whether direct, indirect, incidental, special, or consequential, arising from or related to your use or misuse of the Products or reliance on any information contained therein.

  12. No Guarantees. D&T Inc. dba: D&T Enterprises makes no representations or guarantees of any kind regarding the results you may achieve from purchasing, using, or implementing any of the Products. This includes but is not limited to financial gains, business success, personal development, or other outcomes. Your success depends on a variety of individual factors, including your background, skill set, experience, effort, market conditions, and other variables beyond our control. Any examples, testimonials, or case studies provided in connection with the Products are not guarantees of similar results and should not be relied upon as such. Past performance or success does not indicate or promise future results.

  13. Accuracy of Information; Access. You are responsible for ensuring that the contact information, including without limitation, Your address or email address, provided at checkout is accurate and capable of receiving digital communications. We are not responsible for access issues arising from spam filters, firewall restrictions, or typos in Your contact information. Certain digital products may require specific software or technology to access or use, such as a PDF reader, Microsoft Word, or a secure internet connection. It is your responsibility to ensure that you have the appropriate tools and technology prior to purchase. No refunds will be issued due to Your inability to access the product because of unsupported technology or user error. We are not liable for any delivery delays or access issues caused by third-party platforms, email service providers, or technical outages outside of our control.

  14. Modification or Termination of Access. We reserve the right to revoke or suspend Your access to any purchased product at any time if we determine, in our sole discretion, that You have violated these Terms or engaged in unauthorized or unlawful use of the product. In such cases, no refund will be issued. If You purchase a product that includes ongoing access, membership, or a subscription, We reserve the right to update or modify the content, structure, or delivery method of such product at any time, for any reason, without prior notice. These updates are intended to improve the quality, accuracy, or relevance of the content and do not entitle You to any refund or price adjustment. We do not guarantee continued access indefinitely. In the event that a product is discontinued, we will provide you with a reasonable opportunity to download or retain a final version, if applicable.

  15. Limitation of Liability. To the fullest extent permitted by law, D&T Inc. dba: D&T Enterprises shall not be liable to you or any third party for any indirect, incidental, consequential, special, exemplary, punitive, or enhanced damages of any kind, whether foreseeable or unforeseeable, arising out of or relating to your purchase, use, or inability to use the Products or any breach of these Terms. This limitation applies regardless of the legal theory under which such damages are sought, including but not limited to contract, tort, negligence, strict liability, or otherwise, and regardless of whether D&T Inc. dba: D&T Enterprises was advised of the possibility of such damages. You agree that your sole and exclusive remedy for any claim arising out of your purchase or use of the Products shall be limited to the amount you actually paid for the Product giving rise to the claim.

  16. No Warranties. D&T Inc. dba: D&T Enterprises PRODUCT(S) ARE PROVIDED “AS-IS” AND WE DO NOT OFFER ANY WARRANTIES, WHETHER EXPRESS OR IMPLIED, REGARDING ANY PRODUCTS, SERVICES, OR COURSES, THE ACCURACY OF ANY INFORMATION, OR ANY RIGHTS OR LICENSES UNDER THIS AGREEMENT INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. OBTAINING MATERIALS AVAILABLE THROUGH THESE SITES IS DONE AT YOUR OWN DISCRETION AND AT YOUR OWN RISK. D&T Inc. dba: D&T Enterprises MAKES NO WARRANTY THAT THE SITES, PRODUCTS OR MATERIALS WILL BE ACCURATE AND RELIABLE IN ALL INSTANCES.

  17. Maximum Damages. The sole remedy for any actions or claims shall be limited to and shall not exceed the total purchase price paid by Purchaser for the Product(s) it purchased under this Agreement from D&T Inc. dba: D&T Enterprises.

  18. Age of Majority. By using the Site, any Products, or services for which You tender payment or otherwise obtain through the Site, You represent and warrant that you are at least the age of majority in your state or province of residence, or otherwise legally able to enter into a valid contract.

  19. Waiver. Our failure at any time to require performance of any provision of these Terms of Use or to exercise any right provided for herein will not be deemed a waiver of such provision or such right. All waivers must be in writing. Unless the written waiver contains an express statement to the contrary, no waiver by D&T Inc. dba: D&T Enterprises of any breach of any provision of these Terms of Use or of any right provided for herein will be construed as a waiver of any continuing or succeeding breach of such provision, a waiver of the provision itself, or a waiver of any right under these Terms of Use.

  20. Severability If any provision of these Terms is held by a court of competent jurisdiction to be contrary to law, such provision will be changed and interpreted so as to best accomplish the objectives of the original provision to the fullest extent allowed by law and the remaining provisions of these Terms will remain in full force and effect.

  21. Governing Law; Jurisdiction; Venue. This site is created, operated, and controlled by D&T Inc. dba: D&T Enterprises from its offices within the State of VA, U.S.A. D&T Inc. dba: D&T Enterprises makes no representation that material on this site is appropriate or available for use in other locations. These Terms shall be governed by, construed and enforced in accordance with the laws of the State of VA, without giving effect to any principles of conflicts of laws. The Federal and state courts located in Tazewell County, VA shall have sole and exclusive jurisdiction over any disputes arising under, or in any way connected with or related to, the terms of this Agreement

  22. Indemnification. You agree to indemnify and hold D&T Inc. dba: D&T Enterprises, its parent company, subsidiaries, affiliates, and their respective officers, directors, employees, contractors, agents, licensors, and representatives from and against any and all claims, demands, actions, liabilities, losses, damages, judgments, settlements, costs, and expenses, including reasonable attorneys’ fees and costs, arising out of or relating to (a) your use or misuse of any Product, (b) your violation of these Terms, or (c) your infringement of any intellectual property or other rights of any third party. We reserve the right, at our sole discretion and at your expense, to assume the exclusive defense and control of any matter subject to indemnification under this provision. You agree to cooperate fully and promptly with any reasonable requests to assist in such defense, including the provision of documents, records, or other information. This indemnification obligation will survive the termination or expiration of these Terms and your use of the Products.

  23. Entire Agreement. These Terms, together with the Privacy Policy and Terms of Use constitute the entire agreement between the Parties with respect to your purchase and use of the Products. This Agreement supersedes all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral. No amendment, modification, or waiver of any provision of this Agreement shall be effective unless made in writing and signed by both Parties.

  24. No Transfer. You may not assign, delegate, or transfer this Agreement or any of your rights or obligations hereunder to any third party without Our prior written consent. Any unauthorized assignment shall be null and void.

  25. Effect of Headings. The subject headings of the paragraphs and subparagraphs of this Agreement are included for convenience only and shall not affect the construction, meaning, or interpretation of any of its provisions.

  26. Questions. If you have any questions about the Products, our Site, or these Terms of Purchase, please contact us at hello@dandtfasteners.com. We will make reasonable efforts to respond to all inquiries in a timely manner.